Ask Liz: Differences Between Major Credit Bureaus

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What are the differences between the three major credit bureaus? We contacted Experian, Equifax and TransUnion for this answer:

  • All say that companies and credit providers can choose which credit bureaus to report to.
  • Experian adds that a vast majority of lenders do report to all three.
  • One additional difference is that Experian has recently started reporting rent information. So your apartment management company may report your payment history.
  • A reminder: Check your credit reports for accuracy.
  • You can get a free copy from each bureau every year at
  • And to get more information on disputing inaccurate information, click here. That link will take you to the Federal Trade Commission's website.

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