Ask Liz: Differences Between Major Credit Bureaus

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    NEWSLETTERS

    TK
    Ask Liz: 10-31-08

    What are the differences between the three major credit bureaus? We contacted Experian, Equifax and TransUnion for this answer:

    • All say that companies and credit providers can choose which credit bureaus to report to.
    • Experian adds that a vast majority of lenders do report to all three.
    • One additional difference is that Experian has recently started reporting rent information. So your apartment management company may report your payment history.
    • A reminder: Check your credit reports for accuracy.
    • You can get a free copy from each bureau every year at www.annualcreditreport.com.
    • And to get more information on disputing inaccurate information, click here. That link will take you to the Federal Trade Commission's website.

    Got a question for Ask Liz? Send it to askliz@nbcwashington.com. You can also connect with the Consumer Unit on Facebook and Twitter!