Liz Crenshaw's Guide to Consumer Issues, Recalls and More

Insurance Premium Secrets

By Liz Crenshaw, Patti Petitte and Katie Roberts
|  Thursday, Mar 14, 2013  |  Updated 6:31 PM EDT
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Insurance Premium Secrets

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The Maryland Insurance Administration prohibits auto insurers from using credit scores to deny or cancel coverage or increase premiums but does let them use the scores to set rates when you originally apply for a policy.

CLICK HERE for information about the Maryland law. (See page 2.)

CLICK HERE for more information about use of credit scores in Virginia insurance rates. Insurers can use credit scores to reject people for coverage or raise their rates, but they can't drop someone after they're covered solely because of their credit report.

CLICK HERE to order your CLUE property claims report.

CLICK HERE for a link to the home seller's disclosure report. (Does not include some of the personal information included in the personal property claims report.)

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