Should parents be checking their kid's credit report to make sure their child has not become a victim of identity theft? We checked with AnnualCreditReport.com, which is the ONLY authorized source to get your free annual credit report under the law.
It says you can get a free credit report to verify that no one has used your child's social security number. However, credit reporting agencies do NOT knowingly have credit files for children under the age of 13. So if you think your child’s information has been used by someone else, you should also contact the credit reporting agencies directly to report it.
For your reference, here are the addresses for the three credit reporting agenices:
Equifax: P.O. Box 740256, Atlanta, Georgia 30374
TransUnion: P.O. Box 6790, Fullerton, CA 92834
Experian: P.O. Box 9554, Allen, Texas 75013