Is it necessary to enroll in some sort of identity theft program? The Federal Trade Commission says:
- The most important thing to do before paying for an identity theft program is to understand exactly what you are paying for.
- Many rights and protections, such as placing a fraud alert on your account, are free for all consumers.
- However, some companies may offer additional services like representing your legal interests.
- So always read the fine print before paying for any service, and compare the offer with your rights and protections offered by the government.