How to Prevent Debt Collection Harassment in Maryland - NBC4 Washington
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How to Prevent Debt Collection Harassment in Maryland

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    NEWSLETTERS

    How to Prevent Debt Collection Harassment in Maryland

    Resources provided by Peter A. Holland.

    1. Get a copy of all three credit reports from the only government sanctioned website: www.annualcreditreport.com

    2. Review your credit reports carefully and dispute any inaccurate information in writing: http://www.consumerfinance.gov/askcfpb/314/how-do-i-dispute-an-error-on-my-credit-report.html

    3. Write a letter to the debt collector demanding proof of the debt and the amount: http://www.consumerfinance.gov/askcfpb/1695/ive-been-contacted-debt-collector-how-do-i-reply.html

    4. Submit a Complaint to the Consumer Financial Protection Bureau:

     

     

    5. Submit a complaint to the Maryland Department of Labor, Licensing and Regulation: http://www.dllr.state.md.us/finance/consumers/collagc.shtml

    6. If the collector violated the law, hire a lawyer to sue them in court. They may be liable for damages, court costs and attorney’s fees under federal or Maryland law: https://www.law.cornell.edu/uscode/text/15/1692k and http://mgaleg.maryland.gov/webmga/frmStatutesText.aspx?article=gcl&section=14-201&ext=html&session=2016RS&tab=subject5

    7. Private Attorneys:

    National Association of Consumer Advocates: http://www.consumeradvocates.org/find-an-attorney

    Maryland Civil Justice Network: http://www.civiljusticenetwork.org/ForConsumers/Findalawyer.aspx

    8. Other resources: